Tag: writing

Farewell summer

September 7, 2026

Labor Day – the unofficial end of summer for most folks – even though the September calendar clearly shows we have about two weeks left before fall officially arrives. Cook-outs, Art in the Park @ Marietta Square and the 50% off sale at Tiny Stitches are Labor Day traditions. I participated in 1 of these 3 activities this year. 🙂

My visit to Tiny Stitches netted two lengths of really nice backing fabric for less than Hobby Lobby sale prices. The shop hosts a 50% off sale 2-3x per year to move out older fabric lines. I try to go if I’m in town.

It’s been quiet the past few days, I began to wonder where everyone had gone. My favorite burger place was even closed for the holiday. You’ll be relieved to know that I found the missing folks at Publix around 4 p.m. when I went to pick up a rotisserie chicken for dinner. The store was packed AND Publix was out of rotisserie chicken! This meant going with Plan C – comfort food from the freezer case. Paired with a salad and watermelon, it was yummy! Sadie & I will celebrate summer’s end with a homemade pup cup for her and a turtle sundae for me.

Later, I’ll pack our therapy dog visit bag. Tomorrow we’ll see if the decision to start this year’s therapy dog visits 20 minutes later was the right thing to do. It made a huge difference in last week’s commute. We’ll see if it continues to holds true. Summer’s over, so Atlanta traffic should return full-throttle tomorrow morning. That’ll be the true test.

This evening, I’ll celebrate summer’s end on my screen porch reading and doing a little cross-stitch with Sadie at my feet.

And just like that – a new school year is underway!

August 4, 2026

Publix was quiet this morning as I did my grocery shopping. Seeing the school bus at the traffic light was a reminder to go the back way to my dentist’s office. Only adult patients were in the waiting room when I checked in for my dentist appointment. I returned home, walked Sadie and spoke with C’s mom to see if she would be coming today to sew on her quilt binding. C. doesn’t start school until Wednesday and she’s still quilting her quilt.

Five years ago, I greeted hundreds of elementary school bus riders as they exited the big yellow limousines excited to begin a new school year. Little did I know that year would turn out to be my final year as a public school teacher. I joined my husband in early retirement the following May. The first couple of back-to-school seasons after leaving my job were hard, but now it’s just another day. I always enjoy the first day of school photos posted by friends on social media. It’s an exciting time and I fully understand the enormous amount of work that the school staff does to begin a new school year.

Life is still influenced by the school calendar – only multiple school district and private school calendars nowadays! Therapy dog visits cover 3-4 different school districts and CraftLAB students all attend different private schools. A long-time therapy dog friend reminded me the beauty of volunteering in retirement is that I should plan travel for when it works best for me. Standing weekly visits are important, but it shouldn’t be the reason I pass on a quilt retreat or other trip I really want to take. He’s 100% correct. And I planned two trips for fall semester without looking at the Fulton County Schools calendar! As it turns out, one trip will be before participants in the READ program are fully vetted with all permission slips signed. Election Day falls during the other trip, so our visit wouldn’t happen anyway due to a teacher workday instead of a regular school day. It’s a big election cycle for Georgia, so I’ll make sure to cast my vote during the early voting period.

Photo by Vitaliy Haiduk on Pexels.com

What happens if the bank where you keep your small biz checking is seized by the FDIC?

July 29, 2026

For the past decade, I’ve had a small biz checking account with an out-of-state, primarily on-line bank that specialized in banking services for entrepreneurs, gig workers and super small businesses. Yesterday’s mail contained an envelope with the logos of my bank + another bank on the outside. There’d been some major changes back in the spring, so I thought maybe this was the official notice that my bank had merged with another one.

My former financial institution merged with another one – but not by choice. The FDIC shut it down and sold the assets to another bank. The letter was quick to provide assurance that my money was safe. I could still access funds, use my debit card, make remote deposits, etc. The receiving bank would be in touch regarding account updates after the transition period. Curious, I visited the new bank’s website to view business accounts and services offered. Well-capitalized, yes, but not geared toward remote small business customers like me.

So, after Day 2 of Quilt Camp, I headed to my credit union to open a basic business (no monthly fee) checking account. I actually took the checkbook from my other account with me. At the advice of the credit union representative, I wrote a physical check for the exact remaining balance in the existing biz checking account and added $100 cash to make my opening deposit. Why? There’s an automatic 10 business day hold on any checks deposited within the first 30 days of a new account opening. The cash provides a bit of cushion until the electronic transfer from quilt camp fees posts- no holds there. Yes, it’s a bit annoying, but I can deal with it.

Now we wait. According to the letter and FDIC notice received in the mail, I have to officially close the account with the receiving bank once the balance reaches zero. Apparently they don’t just assume I want it closed.

Sadie waiting for our campers to arrive on Day 2.