Get ready to jump through some hoops…
Backstory: I was a school librarian for 22 years before deciding to join my husband in early retirement back in May 2022. When I left, I was pension eligible, including health insurance benefits, but too young to begin collecting any pension payments. We had to wait two years. I was advised it would be a journey and would require a lot of follow-up and persistence on my part because I would be retiring outside the normal process.
They weren’t kidding!!!
In February, I applied for retirement benefits. Got all the paperwork submitted by mid-March, including unused sick leave verification. Whenever I periodically called to follow-up on my application status, I was told my file was complete. Be patient as they were working through the volume of end of school year retirement applications. If I didn’t receive my official retirement letter by the end of May, then I should contact them.
May 31st came with no official retirement letter, so I contacted them only to be told my application was incomplete and still pending. Why? My previous employer hadn’t submitted the official Retirement Certification Form (TR-8). No completed form, no approval for retirement benefits. Non-negotiable.
After some back and forth today with 3 different folks at my former school district, the required form has been filled out by a school district employee with the promise she’ll forward it to her contact at TRS. There’s a note on my calendar to follow-up on Friday if I don’t get a notice in the TRS portal that they’ve received the form.
I definitely want to be officially retired as of 8/1 in their system. Of course, I want the monthly pension benefit I earned, but of equal importance is to see our health insurance premiums drop by 75%! It’s been an expensive two years when it comes to health insurance. That’s all I’m saying. Would I do it all over again? Absolutely given our situation.


